Are Beyoncé and Jay-Z broke? Couple worth USD 3 Billion borrow over USD 100 million from bank amid buzz of leaving USA : Reports

Tuesday - 26/08/2025 04:16
Despite their billionaire status, Beyoncé and Jay-Z have secured over $110 million in mortgages on their Bel-Air mansion, raising questions about their financial strategies. This move comes after Beyoncé's Cowboy Carter Tour grossed an impressive $407.6 million, marking it as the highest-grossing country tour ever. The couple also purchased a $200 million Malibu estate in 2023.
Are Beyoncé and Jay-Z broke? Couple worth USD 3 Billion borrow over USD 100 million from bank amid buzz of leaving USA : Reports
Music’s power couple, Beyoncé and Jay-Z, may boast a combined net worth of nearly $3 billion, but that hasn’t stopped them from turning to the banks for a hefty loan.

Jay-Z and Beyonce's huge loan

According to Radar Online, the couple have secured two mortgages totalling more than $110 million on their Bel-Air mansion. The report cites public filings indicating that the couple borrowed $57.75 million from Morgan Stanley Private Bank and another $52.8 million from Goldman Sachs. The move has left many questioning why the billionaires would take out such large loans. Reports, however, suggest this could be a savvy financial strategy rather than a sign of cash-flow issues. With the $110 million loan in liquidity, Beyonce and Jay-Z can potentially reinvest that for future benefits.

The Carter' lavish lifestyle

The couple’s lavish real estate dealings have also raised eyebrows. In 2023, the couple purchased a record-breaking $200 million Malibu estate, the most expensive home in California at the time. Industry insiders speculate that they may have opted to refinance their Bel-Air mansion instead of selling it to fund their new purchase.

Beyonce Cowboy Carter Tour

Meanwhile, early this year, Beyonce scored nearly half a billion on her recent tour. The star reportedly earned an impressive $407.6 million in total gross revenue for the Cowboy Carter Tour that spanned 32 stadium shows. This made it the highest-grossing country tour in history.
In May 2025, her tour grossed $157.4 million from just 12 shows, setting one of the biggest monthly earnings in Boxscore history. According to reports, the average revenue per show was estimated to be around $12.7 million

Move to the UK

Beyoncé and Jay-Z are said to be considering a move to the UK, joining the growing list of American stars seeking greater privacy, safety, and a quieter pace of life in the UK.According to The Mirror, the couple’s interest in a countryside estate was heightened after this year’s devastating Los Angeles wildfires, which left them exploring options for a second home. As reported by the portal, a source close to the family revealed, “They were in negotiation on the price, and it isn’t on the market any more, which would suggest it’s a done deal.”The Carters first sparked speculation earlier this summer when they were spotted touring properties in Oxfordshire. Insiders say Beyonce has long admired her British fanbase's unwavering support, while Jay-Z is drawn to the peace, space, and sense of security that the UK countryside could offer.
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